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Commercial/Business Loans

Legacy Bank is committed to helping you achieve your goals by providing the necessary lending products and services to meet your individual needs.  We have a highly experienced staff of Loan Officers whose primary focus is customer service and building strong long term relationships.  Whether you are looking for financing of your business or for the acquisition, construction or refinance of your investment real estate, we offer competitive rates and creative and flexible lending solutions to meet your needs.

 

Commercial Real Estate Loans

 

Each of our Commercial Real Estate lenders has over 30 years of commercial real estate experience and expertise in the South Florida market.  We specialize in all property types and can quickly structure a loan that will meet your specific needs.  We provide acquisition, construction, renovation, and refinancing for all income producing property types, including:

 

  • Net Lease Properties
  • General Retail
  • Office
  • Industrial
  • Mixed Use
  • Multi-family Rental

 

Rates can be fixed or variable.  Loan to value and Loan to Cost parameters are specific to each individual transaction. All loan decisions are made locally, which gives us the ability to be extremely responsive to your financing needs.

 

We also provide all of the necessary Cash Management needs to run your business;

 

  • Sweep accounts tied to a line of credit
  • Positive pay
  • Remote Deposit Capture
  • Online banking
  • Merchant services through our vendor partner
  • Payroll Services through our vendor partner

 

Please contact one of our Commercial Real Estate Lenders at 561-544-8400.

 

Commercial Business Loans

 

Our commercial lending staff has extensive experience in all facets of commercial lending and can structure a loan that will be specific to your individual needs including:

 

  • Asset Based Lines of Credit (receivable and inventory financing)
  • Equipment, vehicle and machinery financing
  • Working Capital loans
  • Owner occupied real estate loans for acquisition, construction, renovation or refinance
  • Letters of Credit
  • Condominium/Homeowner Association loans for renovation, expansion or refinance

 

Rates can be fixed or variable.  The loan structure is specific to each individual company. All loan decisions are made locally, which give us the ability to be extremely responsive to your company’s needs.

 

We also provide all of the necessary Cash Management needs to run your business;

 

  • Sweep accounts tied to a line of credit
  • Positive pay
  • Remote Deposit Capture
  • Online banking Merchant services through our vendor partner
  • Payroll Services through our vendor partner

 

Please contact one of our Commercial Lenders at 561-544-8400.

 

SBA Loans

 

Legacy Bank is now an approved Small Business Association lender. Backed by the federal government, SBA loans serve businesses that might not otherwise meet conventional loan requirements.  Our partnership with the SBA may allow for lower down payments, more time to repay and more flexible loan terms.  Legacy Bank can guide you through the process. To apply for SBA financing, please contact Rick Simpson at 561-544-8402.