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FDIC Insurance

Deposit Insurance Limits


As of July 21, 2010, the standard maximum deposit insurance provided by the FDIC was permanently increased to $250,000 per depositor, per insured depository institution for each account ownership category.


For more information, click here.


NOTICE: By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category.


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Insuring Your Deposits


The FDIC offers a free Electronic Deposit Insurance Estimator which will allow you to calculate insurance coverage on your deposit accounts at each FDIC-insured bank.


For more information, visit